Consumer Law Archives:

Tweet Valencia Attorney Louis J. Esbin assists clients trying to do loan modifications as part of their bankruptcy filings. He doesn’t charge a fee to help with loan modifications but makes it a part of his service. Esbin is former head of the Central District Consumer Bankruptcy Attorneys Association. Often, because the borrowers involved in […]

Tweet Attorney Louis Esbin, for example, is a highly-sought expert at helping locals navigate the murky waters of bankruptcy law. Considered one of the top attorneys in the field, Esbin combines wisdom, experience and action. As the only Certified Bankruptcy Specialist by the State Bar of California practicing in Santa Clarita, as well as the […]

Tweet Review the gym contract to see if it’s long-term (like a cell phoneagreement). If not, take action to cut off the automatic bankdeductions. Send a certified letter to both your bank’s corporate address andyour local bank address, indicating that the gym is no longerauthorized to take automatic withdrawals. Put as much detail as you […]

Tweet Financial independence can be explained in four words: like, want, need and afford. “Like” and “want” are what credit cards and household budgets without restraint have been based upon. “Need” and “afford” are the two descriptors that require the most scrutiny. “Need” is answered with an honest assessment of whether the household can do […]

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