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	<title>Law Offices of Louis J. Esbin</title>
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	<copyright>Copyright &#38;#xA9; Law Offices of Louis J. Esbin 2010 </copyright>
	<managingEditor>esbinlaw@mac.com (Law Offices of Louis J. Esbin)</managingEditor>
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		<title>Robinson v. Countrywide</title>
		<link>http://esbinlaw.com/blog/?p=249</link>
		<comments>http://esbinlaw.com/blog/?p=249#comments</comments>
		<pubDate>Tue, 13 Sep 2011 05:50:54 +0000</pubDate>
		<dc:creator>Louis Esbin</dc:creator>
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		<description><![CDATA[California Court of Appeals, Fourth District, Second Division - Sustaining Demurrer without leave to amend for failure to state claim against MERS and Countrywide
Filed: 09/12/2011Summary: The California Court of Appeals held:  &#34;We agree with the ...]]></description>
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		<title>California Anti-Deficiency Legislation</title>
		<link>http://esbinlaw.com/blog/?p=248</link>
		<comments>http://esbinlaw.com/blog/?p=248#comments</comments>
		<pubDate>Fri, 29 Jul 2011 08:32:01 +0000</pubDate>
		<dc:creator>Louis Esbin (Law Offices of Louis J. Esbin)</dc:creator>
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		<description><![CDATA[California has passed amendments to its anti-deficiency statute.  The closing of a short sale and acceptance of terms of short sale will not give rise to deficiency claims for liability that lenders may pursue.  Does this mean that California borrowers...]]></description>
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		<title>In re Balas and Morales</title>
		<link>http://esbinlaw.com/blog/?p=247</link>
		<comments>http://esbinlaw.com/blog/?p=247#comments</comments>
		<pubDate>Mon, 11 Jul 2011 07:52:37 +0000</pubDate>
		<dc:creator>Louis Esbin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Debtors&apos; Response to United States Trustee&apos;s Motion to Dismiss Appeal
Filed: 07/08/2011Summary: Debtors&apos; responsive pleading filed with the Ninth Circuit Court of Appeal in response to the United States Trustee&apos;s Motion to Dismiss A...]]></description>
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		<title>In re Gene D. Balas and Carlos A. Morales</title>
		<link>http://esbinlaw.com/blog/?p=246</link>
		<comments>http://esbinlaw.com/blog/?p=246#comments</comments>
		<pubDate>Tue, 14 Jun 2011 15:53:24 +0000</pubDate>
		<dc:creator>Louis Esbin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Memorandum of Decision
Filed: 06/13/2011Summary: &#34;This is a case about equality, regardless of gender or sexual orientation, for two people who filed for protection under Title 11 of the United States Bankruptcy Code.&#34;Debtors were legally...&#38;...]]></description>
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		<title>Financial Crisis Inquiry Commission Report</title>
		<link>http://esbinlaw.com/blog/?p=196</link>
		<comments>http://esbinlaw.com/blog/?p=196#comments</comments>
		<pubDate>Fri, 28 Jan 2011 07:50:10 +0000</pubDate>
		<dc:creator>Louis Esbin (Law Offices of Louis J. Esbin)</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Get a copy of the Financial Crisis Inquiry Commission Report at http://fcic.gov/report]]></description>
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		<title>Lou Esbin Show</title>
		<link>http://esbinlaw.com/blog/?p=191</link>
		<comments>http://esbinlaw.com/blog/?p=191#comments</comments>
		<pubDate>Mon, 18 Oct 2010 14:01:22 +0000</pubDate>
		<dc:creator>Louis Esbin</dc:creator>
				<category><![CDATA[Podcasts]]></category>
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		<description><![CDATA[Podcast from monthly radio show on Hometown Station AM 1220.]]></description>
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		<title>MERS Suspended From Doing Business in California</title>
		<link>http://esbinlaw.com/blog/?p=190</link>
		<comments>http://esbinlaw.com/blog/?p=190#comments</comments>
		<pubDate>Fri, 01 Oct 2010 06:06:10 +0000</pubDate>
		<dc:creator>Louis Esbin (Law Offices of Louis J. Esbin)</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[MERS - Mortgage Electronic Registration System, Inc. - nominee found in thousands (or hundreds of thousands) of mortgages and deeds of trust - suspended from doing business in California. Agent for Service of Process resigned March 25, 2009. A corporat...]]></description>
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		<title>Bankruptcy Primer</title>
		<link>http://esbinlaw.com/blog/?p=189</link>
		<comments>http://esbinlaw.com/blog/?p=189#comments</comments>
		<pubDate>Tue, 14 Sep 2010 06:07:20 +0000</pubDate>
		<dc:creator>Louis Esbin (Law Offices of Louis J. Esbin)</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[1.&#160; The Automatic Stay of a Foreclosure:&#160; The filing of a bankruptcy case, whether Chapter 7, 11 or 13, gives rise to an automatic stay that will put a stop to a pending foreclosure or any other collection efforts, with some exceptions.
&#38;nbsp...]]></description>
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		<title>Bankruptcy Primer</title>
		<link>http://esbinlaw.com/blog/?p=188</link>
		<comments>http://esbinlaw.com/blog/?p=188#comments</comments>
		<pubDate>Tue, 14 Sep 2010 06:07:20 +0000</pubDate>
		<dc:creator>Louis Esbin (Law Offices of Louis J. Esbin)</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[1.  The Automatic Stay of a Foreclosure:  The filing of a bankruptcy case, whether Chapter 7, 11 or 13, gives rise to an automatic stay that will put a stop to a pending foreclosure or any other collection efforts, with some exceptions.
 
2.  Lien ...]]></description>
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		<title>Five Questions To Ask A Lawyer Offering Bankruptcy Services</title>
		<link>http://esbinlaw.com/blog/?p=186</link>
		<comments>http://esbinlaw.com/blog/?p=186#comments</comments>
		<pubDate>Tue, 07 Sep 2010 14:06:16 +0000</pubDate>
		<dc:creator>Louis Esbin (Law Offices of Louis J. Esbin)</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Five Questions every Client, Friends or Family Should Ask a lawyer offering Bankruptcy Services: 1.  Is the Lawyer Certified by the California State Bar as a Specialist? 2.  Has the Lawyer been practicing for 25 years? 4. Has the Lawyer practiced befor...]]></description>
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