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Question: We have had a continuing problem with our bank inaccurately reporting our payments and credit to the three credit reporting bureaus. We have written to the Bank, and as suggested by our attorney, included language in our letters that the Bank has been violating our rights under the California Consumer Credit Reporting Agencies Act. [...]
Question: Las Vegas is a favorite place for me to go over the weekends. I frequent some of the largest casinos, and have credit at each. My current outstanding line at one is $75,000, and lately, I have been unable to pay $50,000 in markers. The casino has sent me collection letters, and has threatened [...]
As with any other business transaction involving one party who is offering a service, and the other seeking a service, the business of home improvement requires a fair amount of common sense, due diligence, and trust between the parties to make it all worthwhile for everyone. In the Santa Clarita Valley, home improvement includes older [...]
Question: My wife and I are facing ever more difficulty in responding to the many phone calls we are receiving from collection agencies. It seems that our answering machine is full of “hang ups,” “out of area,” and “garbage” phone numbers, each from a different computer generated collection call. We are so upset about the [...]
